Smart Home Buying System - Expert Advice

Avoid making a costly and emotional purchase and stay grounded with expert advice

Identify your needs vs your wants

Set a realistic time frame from start to closing

Estimate closing costs beyond the down payment and get advice on keeping the cost down

Are you a cash buyer, or do you need a referral to a good lender who does the kind of loan you need

Lifestyle decisions, Condo, Townhouse, Detached, Farm, Water Front, Pool, Age Restricted

Buy first or sell first

Advanced offer strategies, such as, escalation clause, guaranteed appraisal, inspection waiver, and sellers concessions, renovation loans, owner financing. 

Drive Time to work, schools, shopping, hospitals, gyms, restaurants....

Long term hold, 15-30 years

Short term hold, 6-14 years

Strategic Purchase, 1-5 years

Fix and Flip Purchase, 0-1 years

Buy and Hold Income Property 

Days on Market

Showing rate over time

Absorption rate - Sales closed vs Active Inventory

Loan programs for special situations

Pre-foreclosure sale Process aka Short Sales

REO sale Process aka non-owner occupied aka Bank Owned 

Auction Bidding Process with Buyer Premiums

Public Auction Bidding Process (true foreclosure)

Local vs National market conditions

Rental monthly rates vs purchase monthly payments

Seasonal market conditions

Offer and Acceptance, Letter of Intent

Attorney review before signing or after signing a contract

Post closing - Home Warranty or AS-IS

Home Inspection aka Due Diligence Period

Material defects vs cosmetic defects

System, Safety or Structural defects are not cosmetic

Age of appliances, roof, Water heater or HVAC equipment is not Material

Maintenance and Association Fees and covered services

Airport Safety Zones

Flood Zones

Easements and Encroachments

Liens, Judgments, Clouds on Title

Hazardous Material, asbestos, lead paint, etc..

Under ground storage tanks, fuel and sanitation

Airport Safety Zones

Flood Zones

Easements and Encroachments

Liens, Judgments, Clouds on Title

Hazardous Material, asbestos, lead paint, etc..

Under ground storage tanks, fuel and sanitation